Author Archives: Ginny Stopa

About Ginny Stopa

My goal is to be the personal source of real estate information - to Teach Clients to be Better Homeowners. My mission is to help my customers and their referrals enjoy and profit from the investment in their home and rental real estate.

A Word Homeowners Need to Understand

Acquisition Debt is the amount of money borrowed used to buy, build or improve a principal residence or second home. Under the new tax law, mortgages taken after 12/14/17 are limited to a combination of $750,000 on the first and … Continue reading

Posted in Uncategorized | Leave a comment

Unexpected Expenses

It’s common for Sellers to consider offering a home warranty or protection plan to make their home more marketable. A growing number of homeowners are now purchasing this type of protection for themselves to limit the unexpected expenses of repairs … Continue reading

Posted in Uncategorized | Leave a comment

Don’t Let a Killer In

Carbon monoxide is a silent killer you don’t want in your home but because it is colorless and odorless; you may not even be aware the deadly condition exists. The Center for Disease Control says more than 400 people in … Continue reading

Posted in Uncategorized | Leave a comment

Waiting Will Cost More

An economist responded when asked how interest rates would change: “They may fall some and then, rise and after that, they’ll fluctuate.” Just because interest rates have been low for ten years doesn’t mean they are supposed to be low. … Continue reading

Posted in Uncategorized | Leave a comment

The Tax Difference in Second Homes

A principal residence and a second home have some similar benefits, but they have some key tax differences. A principal residence is the primary home where you live and a second home is used mainly for personal enjoyment while limiting … Continue reading

Posted in Uncategorized | Leave a comment

When Neighbors Don’t Seem to Care

A home that isn’t being maintained like others in the neighborhood can negatively affect your visual sense of appeal and in some extreme cases, even affect property values. It might be an overgrown yard, a fence in need of repair, … Continue reading

Posted in Uncategorized | Leave a comment

Flag Protocol

The American flag is obviously a symbol of our country but it has come to remind us of every man and woman who has fought for the freedom that we enjoy. The emotions that are stirred by images of our … Continue reading

Posted in Uncategorized | Leave a comment